FAQ - Pension plan

 

  • How do I sign up?

Complete and sign an application form and a medical questionnaire and send us the documents by post to:

Cigna Eurprivileges
Plantin en Moretuslei 299
2140 Antwerpen
Belgium

 

  • Do I have to become a member of Afiliatys?

Yes. Since this pension plan is part of a group contract concluded with Afiliatys, it is compulsory for you to become a member of this organisation. We cannot process your application as long as you are not an Afiliatys member. A lifetime membership will only cost you 5 euro. You can subscribe here: http://afiliatys.eu/en/subscribe.cfm.

 

  • Can my spouse and/or children sign up too?

No. This insurance is only available to EU officials.

 

  • What are the different investment profiles?

You can choose between 3 investment profiles:

  • 'Profil garanti' or guaranteed investment: your capital is invested in a low-risk fund.
  • 'Profil évolutif' or flexible investment: your capital is invested in three different funds.
  • 'Profil libre' or free investment: you can create your own investment plan.

 

  • Can I change my investment profile?

Yes, you can modify your investment profile at any time. However, a fee of 1% of the saved capital is charged for every change, with a minimum of 45 EUR and a maximum of 100 EUR.

 

  • Can I invest an additional sum?

Yes, you can invest a minimum of 3,000 EUR provided you pay monthly contributions.

 

  • What will it cost me?

You are free to choose the amount of your monthly contributions. The contributions are expressed in thousandths of your basic monthly salary and will be deducted from your salary by your administration.

 

  • Can I change the amount of my contributions?

Yes, you can change the amount of your contributions at any time.  Please note that your institution needs about two months to process the changes.

 

  • When will I receive my saved capital?

When you sign up, you can choose if you want to receive the capital at age 55, 60 or 65. However, it is also possible to ask for the payment of the capital at an earlier age without having to pay a penalty.